I need to write my essay on ‘ Social Security’, please help me with it

To write my essay on this topic we need to know what ‘ Social Security’, is. ‘ Social Security’, is primarily a social insurance program providing social protection, or protection against socially recognized conditions, including poverty, old age, disability, unemployment and others. Or it can also be said that it is a US government pension program that provides benefits to retirees based on their own and their employers’ contributions to the program while they were working.

So now what do you think, is it a beneficial program? According to me, yes, it is. Social Security provides a guaranteed income each year for more than 53 million American workers and their families who have lost income due to retirement, disability or death. That’s nearly one family out of four.
Social Security is a program not based upon the needs of the participants but rather how much and how long the participants pay into the system. Eligibility for benefits upon retirement includes a few factors:

Age – individuals must be 62 years old or older to receive retirement benefits
Length of employment – individuals must have worked for at least 40 quarters (over the life of their work experience) and paid into Social Security through payroll deductions (or on their own if self-employed)
There is no requirement to be a US citizen
Disability benefits eligibility is based upon a determination by the Social Security system .
Married and the partner is not working.

Social Security is funded through specific payroll taxes deducted from the employees’ paycheck. The Employer matches the amount paid by the employee. If you look at your pay-stub, you will find under deductions something called “FICA” (Federal Insurance Contributions Act) that is actually a combined payroll tax amount for both Social Security and Medicare.

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